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Good People Face Foreclosure Every Day.
You Are Not Alone.
Unexpected life events happen. The most important thing now is understanding your options so you can move forward with clarity and confidence.
Even if selling your home isn’t the right solution, understanding your options can give you more control over what happens next.
You May Be Wondering:
-Is it already too late?
-Will I lose everything?
-Is there any way to protect
my credit or equity?
-What happens next?
You’re not alone — and depending on your timeline, there may still be solutions available.
What to do RIGHT NOW If You're Behind
The sooner you act, the better your options are.
1. Open all mail from your lender-even if it's scary.
There may be legal notices in there that are important. There should also be contact information for help regarding help that may be available to you.
2. Call Your Mortgage Servicer-ask about loss mitigation options.
You may qualify for programs that help distressed homeowners.
3. Gather Financial documents (pay stubs, taxes, hardship letter).
Have the information available so you can relay it to the right people that can help you.
4.Write down your hardship story: What changed in your life?
The lender will need a "hardship" to submit in order to consider your modification, refinance, or short sale.
5. Do NOT sign anything from a stranger offering to “fix” your loan
The only entity that can "fix" your loan is the lender.
6. Contact a housing counselor: HUD.gov (Free Help)
Foreclosure Options Explained
Unsure which path is right for you?
These short videos break down the pros and cons of each option in a simple, easy‑to‑understand way.
Options to Avoid Foreclosure (and long-lasting impact to your credit!)
What Questions Should You Be Asking Yourself?
Here's the checklist with the top 10 ways to STOP your foreclosure.
Ignoring it isn't a solution.
Give me a call and let's discuss what your options are.
(The longer you wait, the LESS options you have).
This guide is intended for informational purposes only and does not constitute legal, financial, or tax advice. Homeowners facing foreclosure should consult with a licensed attorney, housing counselor, or financial advisor for advice specific to their situation. No guarantees are made regarding the outcome of any strategy discussed. Realtor is not acting as a lawyer or credit counselor.
Buying or Selling A Home in 2025?
Please Enjoy These FREE Resources
Successful Seller Secrets:
Tips and Tricks to Selling Your East Tennessee Home
How Do You Choose an Agent?
What is Digital Marketing?
How to Prepare Your Home for Massive Selling Success
How to Get Clarity About Why You are Selling Your Home
And Much, Much More...
Marketing Your Home Starts Long Before Anyone Even Knows Your Home is for Sale.
Getting your home ready to sell is something that takes time and dedication. If you want to make the most money possible in the shortest time, it's important to understand the process.
This guide will help you understand the steps and why they are important.
.
Buying a home is a stressful time...unless you have an expert guiding you.
Deposits, Inspections, Appraisals, Oh My!!
Whether this is your first time or tenth time buying a home, there are so many variables that need to fall into place in order to get you to a successful closing. Think of it like an automobile. When one thing goes bad, it throws the whole car out of whack.
That's why you need an experienced agent that knows how to handle issues when they come up.
WhaT are the benefits of hiring a realtor?
There is no substitute for experience. A good Realtor is the second best investment you can make
(real estate is the first!)
MULTIGENERATIONAL LIVING
What are the benefits of multiple generations under one roof? Why are so many people choosing to live together?
PRE-QUALIFIED OR PRE-APPROVED?
What is the difference, and which one is going to seal the deal when you are offering on a home?
WHY HIRE A REALTOR
Hiring the right Realtor is an important first step in your home search. Make sure you hire a qualified and experienced professional.
check out my "breakfast with tiffany: Mortgage Lite bites" series.
New Loan Limits for 2025
More About VA Loans
Post Election Advice
How Much House Can I Afford?
Fed Interest Vs. Mortgage Interest
What Are USDA Loans?
Documents Needed for Application
Coming Soon!
Want to Know More About Knoxville?
My number one goal is to GUARANTEE
that you walk away with a five star experience.
I believe that real estate truly is the gateway to generational wealth. I also believe that everyone has a right to qualified representation. Not just luxury clients, not just experienced buyers or sellers...EVERYBODY.
It is my honest promise that I will do whatever it takes (legally) to get you into a home, or to help you sell a house. If you are unsatisfied, we can agree to shake hands and walk away. That's it.
What are you waiting for?
Call us Today!
(865) 505-1296
don't take my word for it...
Jennifer was amazing from beginning to end. She's knowledgeable and so kind! I felt genuine care and commitment from her. She got the answers to all my questions right away, and was always available. More than just my realtor, I can say she became a friend. I would highly recommend!
- LAURA S, 2025
Jennifer has been my Realtor for the purchase and sale of three properties, and I am always impressed by her dedication and professionalism. My most recent property was purchased when there was very low inventory and others said it would be difficult to find a property in the short time period that I needed. She helped me close on the sale of my previous property and found me a replacement home that we closed on in THREE WEEKS! She is efficient and really listens to her customers. Jennifer is the ONLY real estate agent that I will use!
- AMY V, 2024
Jennifer’s deep knowledge of the real estate market and her meticulous attention to detail make her an invaluable guide when buying or selling a home. If you are looking for a realtor who is committed, experienced, and truly passionate about her work, I highly recommend Jennifer Porco.
- COFIELD HILBURN, 2024
Jennifer made our first time home buying experience amazing! Jennifer brings a wealth of knowledge to the table and is there to serve you. Her caring demeanor made the process stress free and she takes the time to ensure her clients understand every fine print detail. We couldn't be happier with how things turned out! We are loving our new home and we greatly appreciate her dedicated work ethic and commitment to us. Colorado is an in demand market and she found us everything we wanted. Thank you again!
- AARON & BREANNA 2019
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Jennifer Porco
Broker Affiliate
315 Ebenezer Rd., Knoxville, TN 37923
Direct: (865) 505-1296
Office: (865) 433-4663